Pulse Releases 2009 Debit Card Issuer Study

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Pulse has announced findings from its 2009 Debit Issuer Study including several positive trends for financial institution debit card issuers such as sustained debit transaction growth despite the recession. This study also found that, while the use of PIN debit has increased, fraud loss rates have declined.

Issuers surveyed experienced debit transaction growth of 8 percent in the second half of 2008, composed of 15 percent growth in PIN debit transactions and 4 percent growth in signature debit. Survey participants predicted 7 percent growth each for PIN and signature debit in 2009.

Fiserv White Paper on Profitability of Mobile Financial Services

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Fiserv has published a new white paper titled “How to Achieve a Compelling ROI from Mobile Financial Services” that explores “how a strategic approach to mobile banking and payments can provide financial institutions with a tangible return on investment.”

In the current economic downturn, financial institutions are finding that it is important to implement a mobile solution that not only enhances the banking experience for customers, but also has the potential to reduce costs and drive revenue. The Fiserv white paper provides a roadmap to help financial institutions maximize the value of the mobile financial services channel, and shares Fiserv expertise in core competencies that include Payments and Customer & Channel Management.